Business
Resource Center

THE BUSINESS RESOURCE CENTER (BRC)

We strive for excellence every day and in every interaction, as we provide you and your clients with custom-tailored planning solutions for their business and personal needs.

OUR CORNERSTONES

Expertise: We are a team of Attorneys, CPAs, CLUs, ChFCs, and tax experts who have over 255 cumulative years experience in the advanced planning markets.
Strategy: We know you, and your markets, and craft strategic plan designs and approaches to help you meet the challenges you face.
Innovation: Guardian’s culture of innovation is embodied in the BRC—we use our experience and knowledge to craft innovative solutions to meet your clients’ needs.

WHAT WE DO

At the BRC, we are highly trained and knowledgeable professionals in all areas of advanced business, individual, and wealth transfer planning. Our expertise covers a wide range, including:

BUSINESS PLANNING
Succession Planning

  • Buy-Sell Planning
  • Insurance Only LLCs
  • Disability Buyout Insurance
  • Key Person Life and DI

Non-Qualified Executive Benefits

  • Executive Bonus Plans
  • Supplemental Executive Retirement Plans
  • Non-Qualified Deferred Compensation
  • Spit Dollar
INDIVIDUAL AND FAMILY PLANNING
Wealth Transfer Planning

  • Estate Tax Planning
  • Inheritance Equalization
  • Wills and Trusts
  • Generation Skipping Planning
  • Family Limited Partnerships

Commercial Premium Financing
—Private Financing/Spit Dollar
—Special Needs Planning
—Charitable Planning
—Life Insurance as Supplemental Retirement Income

OUR SERVICES

We’re here to help you and your clients, by making the complex simple and providing top-notch case consultation and design services. The following are just a few things we an do for you:

  • Advanced Concept Review
  • Case Consultation
  • Case Design and Presentation
  • Will and Trusts Review
  • Buy-Sell Plan Review
  • Key Person Plan Review
  • Charitable Planning Support
  • Sample Documents

OUR TOOLS

Guardian gives you access to the tools you need to do the job, such as:

  • The Guardian Proposal System—20+ advanced concepts
  • The Living Balance Sheet —our hallmark planning software
  • Crescendo charitable planning software.
  • NumberCruncher Financial Planning Tool
  • Advanced Markets Online

OUR RELATIONSHIPS

The BRC only partners with the best. We offer you relationships with some of the best names in the field, including:

  • Greenburg Traurig international law firm
  • BizEquity business valuations
  • BEI Exit Planning Solutions

Guardian, its subsidiaries, agents or employees do not provide legal or tax advice.
Please consult with your attorney, accountant, and/or tax advisor for advice concerning your particular circumstances.

2017-41310 (Exp. 05-19)

WHO WE ARE

Our team features some of the foremost analytical minds in the financial industry, to provide you with the strategic plan design solutions you are looking for.

THOUGHT LEADERSHIP AND CASE CONSULTATION

James Magner
JD, CLU®, ChFC®

Premium Financing, Captive Insurance Companies, Non-Qualified Executive Benefits, Succession Planning

Cynthia Hearing
JD, CLU®, ChFC®, CLTC, CAP®

Succession Planning, Buy-Sell Planning, Estate Planning, Non-Qualified Executive Benefits, Charitable Planning, Asset Protection

Bryan Davis
CFP®, EA, CLU®, ChFC®

Succession Planning, Buy-Sell Planning, Non-Qualified Executive Benefits, General Taxation

Mark Brumbaugh
JD

Non-Qualified Executive Benefits, Succession Planning, Estate Planning, Asset Protection, Charitable Planning 

Michael Geeraerts
CPA, JD,CGMA®, CLU®

Income Tax Planning, Buy-Sell Planning, Non-Qualified Executive Benefits, Estate Planning, LTC Rider Taxation

CASE DESIGN

Paul McDonald

Succession Planning, Key Person, Non-Qualified Executive Benefits, PPIA Opportunities, Advanced Case Design Product Questions

Jeffrey Klappholz
CLU®

GPS Advanced Presentations, Premium Financing, Guaranteed and Simplified Issue, FDP Illustrations, Spit Dollar Economic Benefit Rate Tables

Hang Wong
FLMI

GPS Advanced Presentations, Executive Bonus Plans, Premium Financing, SERPs, Succession Planning, Split Dollar

Jennifer Wilhelmy

GPS Advanced Presentations, Executive Bonus Plans, Premium Financing SERPs, Succession Planning, Split Dollar

BUSINESS DEVELOPMENT AND SALES CAMPAIGNS

Cynthia Crino
CLU®, ChFC®

End-to-End Sales Process, BRC Collateral, Advanced Sales Campaigns

 

Julie Falcon

End-to-End Sales Process, BRC Collateral, Advanced Sales Campaigns

Important Information

Securities products offered through Park Avenue Securities LLC (PAS), member FINRASIPC.  OSJ: 1716 Hidden Creek Ct., Ste 250, Town & Country, MO 63131, 314-800-1155. PAS is an indirect, wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY.  TRIAD Wealth Systems is not an affiliate or subsidiary of PAS or Guardian. This material is intended for general public use. By providing this material, TRIAD Wealth Systems is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation.

The Living Balance Sheet® (LBS) and the LBS logo are service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. © Copyright 2005-2018 Guardian

Garrett McMillan is not authorized to use The Living Balance Sheet®.

Important Disclosures

2018-58556 exp 06/2020